President Donald Trump said Bitcoin (BTC) could eventually be added to Trump Accounts, the new tax-advantaged accounts for children. Asked directly on Monday whether the program could include the asset, he replied that something could happen.

Trump made the comments at an event tied to the program’s rollout, days after the accounts opened to families nationwide. His answer immediately fueled fresh speculation about crypto’s role in government-backed savings.

Could Bitcoin Join Trump Accounts?

Trump Accounts launched on July 4 under the One Big Beautiful Bill Act. Children born between 2025 and 2028 receive a one-time $1,000 Treasury seed deposit. Families can also contribute up to $5,000 per year until the beneficiary turns 18.

The Treasury tapped Robinhood and BNY to run the program’s app and account infrastructure. However, every contribution currently sits in one default fund, the State Street SPDR Portfolio S&P 500 ETF (SPYM).

The Treasury has approved just four other index ETFs, and even fund-switching is not live yet.

The deeper obstacle sits in the statute itself, not agency guidance. Congress limited qualifying investments to US equity index funds charging under 0.1% in fees.

The law lets the Treasury tighten those rules, not expand them. Therefore, Bitcoin would likely need new legislation before reaching any child’s portfolio.

Trump nonetheless kept the door open when pressed on the question.

“Something could happen,” he said.

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Trump Doubles Down on Pro-Crypto Agenda

The president tied his support to competition with China rather than market conviction.

“I’ve become a big crypto guy only for one reason: if we don’t have it China is going to have it.”

Trump also said he watched the industry grow into a major market. He added that heavy capital inflows convinced him Bitcoin has plenty of life left.

His enthusiasm is not disinterested. Trump’s latest financial disclosure reported more than $1 billion in 2025 income from family crypto ventures.

Last week, he questioned Bitcoin’s tax treatment while defending those earnings.

Meanwhile, the administration has weighed letting billionaires donate appreciated stock to the accounts in exchange for tax breaks.

Bitcoin showed little immediate reaction to the comments, reclaiming the $62,000 threshold after losing it earlier in the day on MicroStrategy’s account.

What Trump’s Track Record Suggests

Trump’s history shows he delivers on crypto pledges, though never overnight. He promised in Nashville in July 2024 to keep the government’s seized Bitcoin.

The Strategic Bitcoin Reserve executive order followed on March 6, 2025, roughly seven months later.

Notably, he avoided overpromising then. The reserve holds about 200,000 seized coins and allows only budget-neutral purchases, matching the modest pledge he made on stage.

The 401(k) push offers a closer parallel. Trump signed an executive order in August 2025 to open retirement plans to alternative assets.

However, the Labor Department only proposed its rule in March 2026, and it remains unfinalized 11 months on.

Measured against those timelines, Bitcoin in children’s accounts looks like a 2027 story at the earliest. It may also demand a congressional fight rather than a regulatory one.

Monday’s answer committed Trump to nothing, which may be exactly the point.

Источник: BeInCrypto